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	<title>Housing</title>
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		<title>Housing</title>
		<link>http://stimulus4economy.wordpress.com</link>
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		<title>700 Billion Dollars can&#8217;t be traced!</title>
		<link>http://stimulus4economy.wordpress.com/2008/12/31/700-billion-dollars-cant-be-traced/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/12/31/700-billion-dollars-cant-be-traced/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 20:05:14 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=164</guid>
		<description><![CDATA[  Officials: tracking bailout money is difficult Why didn&#8217;t Treasury mandate  that banks that borrowed from TARP use that money to help  home onwers  with sub prime loans? A report card for each FI that received TARP funds should be as simple as this: No of home owners with  sub-prime loans from the FI : s [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=164&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Loan Modifications in Vogue</title>
		<link>http://stimulus4economy.wordpress.com/2008/12/25/loan-modifications-in-vogue/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/12/25/loan-modifications-in-vogue/#comments</comments>
		<pubDate>Thu, 25 Dec 2008 18:51:04 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=149</guid>
		<description><![CDATA[Good Yahoo article on loan modifications being practiced by lenders: Some Loan Modifications Are Better Than Others Per the author of the above, these are the options used by lenders in loan modifications Reduce loan balance Reduce interest rate Freeze  interest rate Extend loan term Add outstanding dues to principal The above list is in the order that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=149&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Immigrants and H1B visas &#8211; solution to housing problem?</title>
		<link>http://stimulus4economy.wordpress.com/2008/12/21/immigrants-and-h1b-visas-solution-to-housing-problem/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/12/21/immigrants-and-h1b-visas-solution-to-housing-problem/#comments</comments>
		<pubDate>Sun, 21 Dec 2008 16:41:59 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=142</guid>
		<description><![CDATA[Immigrants to save Housing? -1Million houses (the inventory) waiting to be bought -65K /year H1B visas How many years will it take for immigrants arriving at 65K/year rate to take up the available inventory? Who is going to provide them jobs and money? Can those jobs be offered to people who are already here?  Can that money [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=142&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Structured loan Modification Plan (SMP) &#8211; who can get?</title>
		<link>http://stimulus4economy.wordpress.com/2008/12/20/structured-loan-modification-plan-smp-who-can-get-use-it/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/12/20/structured-loan-modification-plan-smp-who-can-get-use-it/#comments</comments>
		<pubDate>Sat, 20 Dec 2008 05:05:20 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=132</guid>
		<description><![CDATA[The way it is structure it appears as if the the plan is focused more on exclusion than on inclusion.  Read the preconditions: Conforming conventional and jumbo conforming mortgage loans originated on or before January 1, 2008 Borrowers who are at least three or more payments past due and are not currently in bankruptcy Only one-unit, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=132&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Loan to Value Ratio &#8211; Refinance Challenge</title>
		<link>http://stimulus4economy.wordpress.com/2008/12/13/loan-to-value-ratio-refinance-challenge/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/12/13/loan-to-value-ratio-refinance-challenge/#comments</comments>
		<pubDate>Sat, 13 Dec 2008 07:48:09 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=117</guid>
		<description><![CDATA[Home owners trying to get refinance will often come across loan-to-value requirement (LTV). This requirement, either self-imposed or otherwise,  basically limits refinance  to cases where  required loan is less than 85% of current market value of a home.   For example, if the current value of home is 500K then the loan is limited to 425K. For those home [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=117&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://stimulus4economy.wordpress.com/2008/12/13/loan-to-value-ratio-refinance-challenge/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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		<title>Treasury&#8217;s new plan &#8211; 4.5% interest loans</title>
		<link>http://stimulus4economy.wordpress.com/2008/12/05/treasurys-new-plan-45-interest-loans/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/12/05/treasurys-new-plan-45-interest-loans/#comments</comments>
		<pubDate>Fri, 05 Dec 2008 06:16:18 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[economic stimulus]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[treasury]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=105</guid>
		<description><![CDATA[ We have new idea from treasuy &#8211; lower interest rates for home buyers Rate plan puts homeowners, buyers on hold Washington’s New Tack: Helping Home Buyers Will Someone Please Tell Our Government You Can&#8217;t Legislate High Asset Prices? Barron&#8217;s: Laing&#8217;s Mortgage Relief Plan Could Actually Work  &#8211;  ideas in this article/proposal  echo what has been [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=105&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://stimulus4economy.wordpress.com/2008/12/05/treasurys-new-plan-45-interest-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Treasury not using bailout funds for bail out!</title>
		<link>http://stimulus4economy.wordpress.com/2008/11/19/treasury-not-using-bailout-funds-for-bail-out/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/11/19/treasury-not-using-bailout-funds-for-bail-out/#comments</comments>
		<pubDate>Wed, 19 Nov 2008 15:32:19 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>
		<category><![CDATA[Property Tax]]></category>
		<category><![CDATA[TARP]]></category>
		<category><![CDATA[treasury]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=98</guid>
		<description><![CDATA[Treasury&#8217;s Paulson: Must preserve bailout funds More Needs to Be Done to Restore Economic Stability, Paulson Says The series of events leading up to testimony yesterday :  President drafts treasury to come out with a plan to help with  mortgage induced liquidity crisis facing the nation Treasury drafts a  proposal (is it 2 pages?) involving purchase of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=98&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Treasury&#8217;s Volte Face &#8211; Main street duped?</title>
		<link>http://stimulus4economy.wordpress.com/2008/11/14/treasurys-volte-face-main-street-duped/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/11/14/treasurys-volte-face-main-street-duped/#comments</comments>
		<pubDate>Fri, 14 Nov 2008 16:31:31 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[housing]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[treasury]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=78</guid>
		<description><![CDATA[News around Paulsons U-Turn The U-Turn Next Turn &#8211; coming &#8230; Treasury won&#8217;t be doing what it  proposed to do to get the 700B dollars. The rationale -underlying facts changed that required change in strategy. All of this seems short sighted. Paulson and his team should be fired for not sticking to the original idea. The mechanism [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=78&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Nationalize Mortgage &#8211; revalue price and reduce rate</title>
		<link>http://stimulus4economy.wordpress.com/2008/11/01/nationalize-mortgage/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/11/01/nationalize-mortgage/#comments</comments>
		<pubDate>Sat, 01 Nov 2008 03:59:59 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[home loss]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[Property Tax]]></category>
		<category><![CDATA[nationalize mortgage]]></category>
		<category><![CDATA[reduce mortgage]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=42</guid>
		<description><![CDATA[  Even better than simple home price devaluation proposed in the above blog is the concept of mortgage revaluation that a) lowers mortage principal b) preserves equity of home owners and c) provides lower interest rate for 30 years It is reported that one of the presidential candidate has a plan to reset mortgage to 90% of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=42&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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		<title>Home Loan Modifications &#8211; Price Devaluation</title>
		<link>http://stimulus4economy.wordpress.com/2008/10/26/700-billion-dollars-for-home-price-devaluation/</link>
		<comments>http://stimulus4economy.wordpress.com/2008/10/26/700-billion-dollars-for-home-price-devaluation/#comments</comments>
		<pubDate>Sun, 26 Oct 2008 03:30:36 +0000</pubDate>
		<dc:creator>stimulus4economy</dc:creator>
				<category><![CDATA[home loss]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[Property Tax]]></category>
		<category><![CDATA[home values]]></category>
		<category><![CDATA[liquidity crisis]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://stimulus4economy.wordpress.com/?p=22</guid>
		<description><![CDATA[News/Articles related to Loan Modifications and Financial crisis Treasury&#8217;s volte-face on home owner assistance - it won&#8217;t be using 700B to help with mortgage crisis. What is treasury  thinking? Citi, BoA, JPM- loan modification initiatives, Foreclosure moratoriums Wall Street Journal- Guest Post on Large Scale Loan Modification Process LA Times article on IndyMac&#8217;s loan modifications Congresswoman, Rep. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=stimulus4economy.wordpress.com&amp;blog=2815592&amp;post=22&amp;subd=stimulus4economy&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://stimulus4economy.wordpress.com/2008/10/26/700-billion-dollars-for-home-price-devaluation/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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